How It Works — 4 Simple Steps
Call 1-844-833-2207 — review financing options in 5 minutes.
Side-by-side comparison of loans, leases, PPAs, and PACE for your state.
Pre-qualify in 60 seconds with no hard credit pull.
Lock in your rate, sign, and schedule installation.
Cost & Savings Overview
| Factor | Details |
|---|---|
| Average Cost | $0 down available |
| Federal Tax Credit (ITC) | 30% of system cost — applies to most solar services |
| Key Benefit | Go solar for $0 down |
| Service Type | Solar Financing |
| Get a Quote | 📞 1-844-833-2207 |
"The 30% federal Investment Tax Credit remains the single most powerful solar incentive in 2026 — but it only applies to systems you own outright (purchase or solar loan). If you're comparing a lease vs. loan, run the numbers on the ITC value first. For most homeowners, ownership beats leasing by $8,000–$15,000 over 25 years. Always get at least 3 quotes and verify NABCEP certification before signing any contract."
Frequently Asked Questions
In 2026, the main solar financing options are: solar loans (2.99–7.99% APR, $0 down), PACE financing (property tax-based), solar leases ($0 down, fixed monthly), and PPAs ($0 down, pay per kWh). Call 1-844-833-2207 to compare options for your state.
Yes. Solar loans, leases, and PPAs all offer $0 down options. Many homeowners go solar with monthly payments that are less than their current electricity bill — meaning positive cash flow from day one.
Most solar loans require a 640+ credit score. Some lenders work with 580+. PACE financing is based on home equity, not credit score. Leases and PPAs typically require 650+. Call us for options based on your profile.
Related Solar Services
Cost data sourced from SEIA (Solar Energy Industries Association) quarterly market reports. Solar irradiance and sun-hour data from NREL PVWatts. Electricity rates from U.S. Energy Information Administration (EIA). Home value impact research from Lawrence Berkeley National Laboratory. All figures reflect 2026 market conditions and are updated quarterly. Individual quotes may vary based on roof type, shading, system size, and installer.